Disputing Inaccurate Information

Credit Bureau Dispute Letters: The Federal Trade Commission estimates that one in four consumers have errors on their credit report and found that 5% of consumers had errors that were directly impacting their credit score.

  • How to Dispute to Credit Bureaus: Learn the different ways to complete a dispute.
  • Sample Basic Dispute Letter: Use this letter template for writing a dispute letter.
  • Verification Letter: Any creditor or debt collector is required by law to tell you certain information about the debt. If your client believes they don’t owe the debt or it doesn’t belong to them, then they can request formal verification of the debt. This letter is sent to the creditor (original or collection agency) that claims to own the debt. This letter was furnished by the Consumer Financial Protection Bureau (CFPB).

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